Home Insurance

With many products available on the market today it can be a difficult prospect choosing the correct cover to adequately suit your needs. At FNQ Insurance Brokers we deal with a number of Insurance Companies that offer varying types of cover and limits.

Generally there are two types of cover available:

Listed (Defined) Events – Usually the cheaper of the two covers available. Cover is restricted to the listed events specified in the policy wordings.  Covers such as:

• Fire or explosion
• Storm or Lightning
• Burglary/Theft
• Malicious Damage
• Fusion/Electric motor burnout
• Bursting or leaking of pipes
• Breakage of Glass

Accidental Damage – Covers your buildings and/or contents for any accidental damage or accidental loss that occurs

Home and contents policies can be further extended to cover unspecified valuables, specified valuables or specified content items that exceed the standard policy cover/limits.